Most of us who think of financial stability think that it just means as long as I have money in my checking account all is good. I’m not living paycheck to paycheck; I must be doing something right. But how many of us think in terms of retirement, rainy day funds or coverage in case of an emergency? That is where Antonio McMillion, owner of McMillion Financial Planning (formerly M & G Financial Group) comes in. With offices located in Towson and Gaithersburg, this is a young man with a definitive goal of building the community through financial knowledge and instruction.
Growing up in West Baltimore before moving into Baltimore County, Antonio is a former pro basketball player who climbed in the sports world over in Finland, Argentina and Uruguay. Basketball seemed the way to go until his mid 20’s. He felt at this time that career hooping was not for him and he was not making the money that he wanted. He sat down one day and said to himself, “I need a plan”. This plan developed into what we see today.
First thing for anyone looking into the financial world is to recognize that not investing is to lose money. If you never use it you won’t gain anything. “As African –Americans, budgeting and saving is a real problem in our community, says McMillion. There is also the lack of trust when it comes to money. Because of cultural problems, most were never raised to be cautious. We feel safer when we continue on our own without real guidance. All of us should be able to give back at some point along the way.
McMillion Financial Planning is hard at work in the local community here in Baltimore and the DMV. Recently he completed a business leadership program at Coppin State University while teaching budgeting skills. He also conducted a financial integrity workshop at the Baltimore County Detention Center for individuals with a 60 window of release, giving them a sense of accomplishment where before they may have felt that monetarily they failed. This is just a few of the many contributions made by this growing financial company.
Most of his inspiration comes from family, stepfather to be exact and the work ethic of Warren Buffett. “I see how Mr. Buffett dominates the investment industry but also knows how to give back”, say Antonio. Though I can offer advice to those who reach out, I find that I cannot help everyone. That is one of the biggest obstacles in this line of work. His advice to those who want a bright future in the financial world is this: This is not a part-time job and not a hobby. If you are going to do this type of work and not properly educate yourself with a trained professional who can advise and guide you, the result can be devastating.
With his eyes on the future, he works to be one of the top investment consultants in the DMV, by continuing to reach out to the community and to improve the area while becoming a top ten financial firm.
Money does not have to be a dirty word, with the right guidance you can make your money work for you instead of you working so hard for your money. Look to McMillion Financial Planning LLC for you investment needs.